Professional real estate appraisal services backed by 25 years of experience. Get an accurate, easy-to-understand real estate valuation for your property today.
Clearwater 727-244-8412 & Cape Coral 239-234-3998
Welcome to My Florida Home Appraisal — a leading provider of professional home appraisal services for both the mortgage lending and private marketplaces throughout the Clearwater and Cape Coral communities.
With over 25 years of hands-on experience as a Florida state-certified real estate appraiser (Certification #RD 7907), we have personally completed thousands of residential real estate valuations across Pinellas County, Lee County, and the surrounding Florida markets. Our deep familiarity with Clearwater and Cape Coral neighborhoods — from waterfront condos and golf course communities to single-family subdivisions — means your appraisal is prepared by someone who understands the local factors that drive property values, not a distant algorithm or an out-of-area appraiser unfamiliar with your market.
We proudly hold an A+ rating with the Better Business Bureau and have earned over 155 five-star Google reviews from satisfied homeowners, attorneys, lenders, and real estate agents across Florida. Our reports are accepted by major national lenders, local banks, credit unions, attorneys, and government agencies.
Every appraisal we produce fully complies with the Uniform Standards of Professional Appraisal Practice (USPAP) — the federally mandated quality standards governing the real estate appraisal profession. We carry full errors and omissions (E&O) insurance and maintain active continuing education to stay current with evolving appraisal standards, Florida real estate law, and market conditions.
Choosing the right real estate appraiser is one of the most important decisions you’ll make in any property transaction. The accuracy of your home appraisal directly affects how much you pay, how much you borrow, or how much you receive in a sale. Here’s why Clearwater and Cape Coral homeowners, lenders, and attorneys trust My Florida Home Appraisal:
Experience (25+ Years): We have been providing professional home appraisals and real estate valuations in the Florida market since 2000. Over two decades of experience, we have appraised properties in virtually every market condition — from the housing boom of the mid-2000s through the financial crisis, the recovery, and the rapid appreciation of recent years. This depth of experience allows us to produce appraisals that are thorough, well-supported, and able to withstand scrutiny from lenders, attorneys, and review appraisers.
Our lead appraiser holds a Florida State Certified Residential Appraiser license (#RD 7907), which is the highest residential appraisal credential issued by the Florida Department of Business and Professional Regulation. This certification requires extensive education, supervised experience, and passage of a rigorous state examination. All of our appraisals are completed in full compliance with USPAP, and we maintain ongoing continuing education to ensure our methods reflect current best practices.
My Florida Home Appraisal is on the approved appraiser panel for most major national lenders and local financial institutions serving the Clearwater and Cape Coral markets. Our appraisal reports are regularly relied upon by mortgage companies, banks, credit unions, real estate attorneys, estate planners, and family law professionals. We are an A+ accredited business with the Better Business Bureau — a distinction that reflects our commitment to ethical practices and customer satisfaction.
With over 155 verified five-star Google reviews, our track record speaks for itself. Our clients consistently highlight our accuracy, professionalism, responsiveness, and the clarity of our reports. We carry full professional liability (E&O) insurance, and our appraisals are completed independently — we have no financial interest in the outcome of any transaction, which ensures that every valuation is honest and unbiased.
Buying or selling a home is the largest financial transaction most people will ever make. Whether it’s a primary residence in Clearwater, a vacation property in Cape Coral, or an investment home anywhere in Florida, a professional real estate appraisal is a critical step in protecting your investment.
In every real estate transaction, multiple parties are involved — your Realtor, the mortgage lender, and the title company all play important roles. But who ensures the property’s value matches the price being paid? That responsibility falls to a licensed, certified home appraiser.
A home appraisal is an unbiased, independent estimate of a property’s fair market value. It protects buyers from overpaying, ensures lenders aren’t financing more than a property is worth, and gives sellers confidence in their asking price. An accurate real estate valuation from a qualified real estate appraiser is the foundation of every sound real estate decision.
Ready to find out what your property is worth? Contact our certified real estate appraiser for a free quote on your Clearwater or Cape Coral home appraisal.
Clearwater / Tampa: 727-244-8412 Cape Coral / Fort Myers: 239-234-3998
What Goes Into a Professional Real Estate Appraisal?
Every home appraisal we complete in Clearwater and Cape Coral follows a rigorous, standardized process designed to produce the most accurate real estate valuation possible.
Property Inspection: Our real estate appraiser begins with a detailed on-site inspection of your property. We examine the home’s condition, verify the number of bedrooms and bathrooms, assess the quality of construction, measure the total square footage, and note any features or defects that could influence value. The inspection also includes a detailed sketch of your home’s layout.
Market Analysis & Valuation: Following the inspection, we apply industry-standard approaches to determine your property’s value:
The result is a comprehensive, professionally written home appraisal report that is clear, defensible, and easy to understand.
Our real estate appraisal services are designed to meet the needs of a wide range of clients across Clearwater, Cape Coral, and the surrounding Florida communities:
Ready to find out what your property is worth? Contact our certified real estate appraiser for a free quote on your Clearwater or Cape Coral home appraisal.
Clearwater / Tampa: 727-244-8412 Cape Coral / Fort Myers: 239-234-3998
Serving Clearwater, Cape Coral & Surrounding Florida Communities
My Florida Home Appraisal provides professional home appraisal and real estate valuation services throughout:
Whether you need a home appraiser in Clearwater for a refinance or a real estate appraiser in Cape Coral for a home purchase, we’re here to help.
A home appraisal is a professional, unbiased assessment of a property’s current market value, conducted by a state-certified real estate appraiser. The appraiser performs an on-site inspection of the property, analyzes recent comparable sales in the area, and produces a detailed written report. Home appraisals are required for most mortgage transactions — including purchases, refinances, and home equity loans — and are also used for estate planning, divorce settlements, tax appeals, and PMI removal.
Home appraisal costs in Clearwater and Cape Coral vary depending on the property’s size, type, complexity, and location. For an accurate quote tailored to your specific property, contact My Florida Home Appraisal at 727-244-8412 (Clearwater) or 239-234-3998 (Cape Coral). We provide upfront pricing with no hidden fees.
The on-site property inspection typically takes 30 to 60 minutes for a standard single-family home. After the inspection, the appraiser completes the market research and writes the report, which is usually delivered within a few business days. Turnaround times may vary based on property complexity and current demand.
During a home appraisal inspection, the certified appraiser evaluates the property’s overall condition, the number of bedrooms and bathrooms, total living area and square footage, quality of construction and materials, any recent upgrades or renovations, the condition of major systems (roof, HVAC, plumbing, electrical), and any visible defects or issues that could affect value. The appraiser also considers the property’s location, lot size, and neighborhood characteristics.
A home appraisal determines a property’s market value, while a home inspection evaluates the physical condition of a home’s structure and systems. State-certified real estate appraisers perform appraisals and are typically required by lenders. Licensed home inspectors perform home inspections, which are usually optional but recommended for buyers. The two serve different purposes and are conducted by different professionals.
Yes. If you believe a home appraisal undervalues your property, you have several options. You can provide the appraiser with additional comparable sales data that may not have been considered, request a reconsideration of value through your lender, or order a second appraisal from a different certified real estate appraiser. My Florida Home Appraisal also offers field and desktop appraisal review services that can professionally evaluate whether the original appraisal was accurate and well-supported.
USPAP stands for the Uniform Standards of Professional Appraisal Practice. It is the set of quality control standards required by Congress for all real estate appraisal work performed in connection with federally related transactions. USPAP ensures that appraisals are completed ethically, independently, and with consistent methodology. Every home appraisal completed by My Florida Home Appraisal fully complies with USPAP standards.
In many cases, yes — particularly for non-lending appraisals such as pre-listing valuations, estate planning, divorce, or tax appeals. For mortgage-related appraisals, lenders may assign an appraiser through an appraisal management company (AMC), but some lenders allow borrowers to request a specific appraiser. If your lender offers a choice, ask for the My Florida Home Appraisal by name — we are on the approved list for most major lenders in the Clearwater and Cape Coral markets.
Ready to find out what your property is worth? Contact our certified real estate appraiser for a free quote on your Clearwater or Cape Coral home appraisal.
Clearwater / Tampa: 727-244-8412 Cape Coral / Fort Myers: 239-234-3998 Email: info@myfloridahomeappraisal.com
Hours: Monday: 9:00 AM – 7:00 PM Tuesday–Friday: 9:00 AM – 5:00 PM Saturday–Sunday: Closed
